EVMan
Posts: 177
Joined: Sat Feb 25, 2017 4:31 pm
Location: USA, CA

i3 insurance rates

Thu Jun 07, 2018 8:47 pm

Any idea, if i3 insurance rates are better with a insurance company.
I have from Liberty Mutual , and they look to be on the higher side .
2016 22KWH Rex ( Lease to Return ) ~ Model 3 Dual Motor, Long Range ( Wait-listed )
2017 33KWH Rex
Solar ToU Plan

stumbledotcom
Posts: 428
Joined: Sat Jan 18, 2014 3:35 pm
Location: San Francisco
Contact: Website

Re: i3 insurance rates

Fri Jun 08, 2018 6:42 am

For us, the i3 has proven to be about the same, maybe slightly less than previous vehicles. Shop around.

Benagami
Posts: 30
Joined: Thu Oct 19, 2017 5:21 am
Location: USA

Re: i3 insurance rates

Fri Jun 08, 2018 7:38 am

Shop around! My local agent quoted me a price that was 3 times higher (not kidding!) than the policy I ended up getting from Geico. Some of the smaller insurers charge a huge premium for the i3.

DigitalEl
Posts: 4
Joined: Fri Mar 13, 2015 4:00 pm
Location: Not Quite Phoenix, AZ
Contact: Twitter

Re: i3 insurance rates

Fri Jun 08, 2018 9:09 am

USAA here. My policy, coming from a 2016 Honda Accord to a 2017 i3 REx, was nominally higher. Not enough to jump ship. Within reason, in my opinion, considering the spendy repair costs. It's my understanding i3s are totaled out after collisions many other vehicles could come back from.

jadnashuanh
Posts: 3986
Joined: Thu May 22, 2014 2:07 pm
Location: Nashua, NH USA

Re: i3 insurance rates

Fri Jun 08, 2018 6:29 pm

DigitalEl wrote:USAA here. My policy, coming from a 2016 Honda Accord to a 2017 i3 REx, was nominally higher. Not enough to jump ship. Within reason, in my opinion, considering the spendy repair costs. It's my understanding i3s are totaled out after collisions many other vehicles could come back from.

FWIW, the frame of the i3 is designed to be cut off in 3 different locations, depending on the damage, and new ones bonded back on. Certainly, not everyone can do this, and a BMW dealership must undergo special training and buy special equipment to be able to do it, and by no means have all of them decided to make that investment...but, the i3 CAN be repaired after an accident probably in many of the situations that others can...but, a side impact probably would total it if it wasn't at one end or the other. All of the panels bolt on and bounce back from minor damage, but can be quickly replaced, if needed.
Jim DeBruycker
2011 535i x-drive GT, 2014 i3 BEV

johnnylingo
Posts: 82
Joined: Mon Nov 09, 2015 11:26 pm
Location: Santa Cruz, CA

Re: i3 insurance rates

Sun Jun 10, 2018 3:06 pm

I'll be going from a 2016 e-Golf SE to a 2018 i3s Rex fully loaded next week. The premium difference is only $30/month on State Farm with an umbrella home/car policy. I was surprised that State Farm was significantly less than Geico.
2018 i3s REx / Mineral Gray / Giga / Tech Pkg / Parking / HK Speakers / Moonroof bought 6-12-2018 * ChargePoint Home 32a (Hardwired)

Return to “General / Main i3 Owners Forum”