May have been covered before, but first time I've seen this covered in the financial media.
https://www.bloomberg.com/news/articles/2018-05-14/how-to-lease-a-50-000-bmw-for-less-than-a-subway-pass?utm_source=yahoo&utm_medium=bd&utm_campaign=hosted&cmpId=yhoo.hosted
Leasehackr thread mentioned...