SanSerif
Well-known member
My car-buying modus operandi is to pay cash for a new car and own it for donkey's years.
However, I'm wondering if I ought to be more cautious with this new tech machine. If it really doesn't cut the mustard then the ability to hand it back at known cost after 2 or 3 years might be attractive. Trouble is, the UK BMW site only seems to describe lease finance and not PCP (which would give the option of handing back or paying a known sum to take full ownership).
Couldn't persuade my company to add it to their company car lists (well, they still might - just not very soon!) which would have made it an absolute bargain for a 40% or top rate tax-payer!
I'll probably just pay cash as usual and take comfort in the 8 year drive train warranty.
Wondering what others may be doing.
However, I'm wondering if I ought to be more cautious with this new tech machine. If it really doesn't cut the mustard then the ability to hand it back at known cost after 2 or 3 years might be attractive. Trouble is, the UK BMW site only seems to describe lease finance and not PCP (which would give the option of handing back or paying a known sum to take full ownership).
Couldn't persuade my company to add it to their company car lists (well, they still might - just not very soon!) which would have made it an absolute bargain for a 40% or top rate tax-payer!
I'll probably just pay cash as usual and take comfort in the 8 year drive train warranty.
Wondering what others may be doing.